Upstream is the proprietary flood insurance program through Joe Flood Insurance Brokerage, Inc., 100% backed by Chubb European Group on A++ paper. Upstream is built and underwritten by the experts at JFIB to make flood insurance simple and comprehensive. Below are some coverage highlights. Joe Flood Insurance Brokerage is bringing more “UP”ortunities to agents across the country.
Our forms are broader than the NFIP. But with our JFIB endorsement, we add replacement cost loss settlement, lender complaint guarantee, $100,000 in ICC coverage, and more.
Upstream is written on Chubb European Group paper, which is rated A++ by AM Best. This gives assurance of great backing to you and your clients.
With both primary and excess capabilities, we can write TIVs up to and over $250m with limits as high as $10m. But because Upstream can layer with other programs, our limits are limitless.