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Insurance

A Leader In Wholesale Flood Insurance

 Joe Flood Insurance Brokerage, Inc. (JFIB) is an MGA and a digital flood marketplace. With their proprietary product, Upstream, and their technology, clients can rate compare against multiple flood insurance companies including the NFIP.   As a national brokerage writing in over 30 states, JFIB is equipped to be your flood department, from large, complex commercial accounts to single family dwellings. Utilize the experienced JFIB team, and the simplicity of innovative technology to make quoting, underwriting, and selling flood insurance effortless and successful.

Industry Leading Marketplace

From excess to primary flood, commercial and residential capabilities, along with NFIP offerings, JFIB has curated an industry leading flood insurance marketplace. Between our carrier partners and expertise, there is always a place for your flood risk at JFIB.

No limits on risk type

JFIB regularly quotes 1-4 family homes, all the way to $1b commercial schedules. Between our marketplace of over 20 carriers, our ability to layer programs, and our MGA product, Upstream, JFIB can find a solution for your flood insurance needs.

Easy Submission Process

Our submission process is simple. Complete our online form, and you will have quotes from our underwriting team quickly. Have a question on a risk? Our underwriters are only an email or phone call away.

Available Limits

  • Generally $20,000,000 building/contents/business interruption limits for any one risk
  • Programs can be layered for higher limits

Insurable Value Limits

  • Insurable values up to $50m any single location
  • Insurable values of over $250m for multiple locations/schedules
  • Higher TIV considered on case by case basis

Eligible Risks

  • 1-4 family (primary or secondary)
  • Multi-family buildings
  • Manufacturing
  • Commercial such as manufacturing, hotels, and warehouse exposures
  • CBRA/OPA areas
  • Residential and commercial condo buildings
  • Buildings under construction
  • Residential and commercial units (tenanted)
  • And more!

Program Types

  • Primary and excess flood
  • Deductible buyback
  • Mobile home BI only
  • Other unique coverages available
  • Lender compliant and NFIP equivalent programs

Upstream

  • The JFIB MGA program
  • Limits of up to $10m per risk
  • TIV limits of up to $250m
  • Underwritten by the experts at JFIB
  • A++ paper
Download our JFIB information sheet​