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Enhancements to Upstream coverage and commission coming in 2023

Joe Flood Insurance Brokerage, Inc. is excited to make two big announcements

These changes are a result of our commitment to our agency partners, and our shift closer to an MGA as our underwriting abilities expand. 


Loss of Use Included in JFIB Endorsement

Starting January 1st, all Upstream policies, the JFIB MGA product, will include $5,000 Loss of Use (LOU) for 1-4 family dwellings and residential units that are owner occupied. 


Commission Increase for Upstream Policies

No matter what your tier of commission, starting January 1st JFIB will offer an increase on all Upstream placements for retail agents.  This increase reflects JFIB’s commitment to making Upstream the premier product offered by us.